ZIP 28804 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28804 (Buncombe County, North Carolina) lands at 29/100 — low on DLRadar's public-record scoring. Latent structural risk is 63/100 while live distress already moving reads 9/100. The pressure is most legible in institutional ownership (67/100), structural risk (63/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (84/100).

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 25,141 with a median age of 44. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 28804 scores 38/100. Around 43% of renters are cost-burdened. There are about 11,721 housing units across 28804. The poverty rate is 10.4%. A median home runs $566,000 here, or 6.6 times local income. About 60% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. At $79,709, median income runs near typical U.S. levels.

On the whole, 28804 leans distressed, with opportunity clustered in specific stressed parcels. 28804 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 28804 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28804 can be compared directly against any other ZIP in Buncombe County, North Carolina or nationwide. 28804 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 28804 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28804 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.