ZIP 28715 Property Distress & Foreclosure Data

DLRadar grades ZIP 28715 (Buncombe County, North Carolina) at a moderate 39/100 for overall property distress. Property-level stress concentrates in construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 87/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100).

The market reads contraction — home values fell 0.9% year on year, and 16% higher over three years (phase confidence 49/100). A cooling market tends to open discount-to-value windows.

Median household income is $70,950, near the U.S. median near $78,000. Around 34% of renters are cost-burdened. The vacancy rate is 18.6% — elevated. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 12,908 housing units. About 28,770 people live here, median age 42. Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 32/100. 11.9% of residents fall below the poverty threshold. Home values center near $309,000, an affordability ratio of 4.1×.

Net-net, 28715 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.