ZIP 28716 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28716 (Haywood County, North Carolina) lands at 32/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 70/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (75/100). Property-level stress concentrates in structural risk (70/100), institutional ownership (67/100), construction/permit lag (45/100). mortgage stress (29/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 19% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Owners hold 75% of homes, renters 25%. There are about 8,724 housing units across 28716. The typical home is worth about $237,800 (3.7× income, relatively affordable). 14.3% of residents fall below the poverty threshold. 16,216 residents call 28716 home, typically aged 43. The vacancy rate is 19.6% — elevated. Rent burden reaches 33% of tenant households. About 24% have a four-year degree. The demographic-stress sub-score lands at 32/100. At $60,008, median income runs below typical U.S. levels.

On the whole, 28716 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 28716 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Haywood County, North Carolina and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 28716 shows blanks, not estimates, wherever the record is sparse.

Each component behind 28716 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. In workflow terms, 28716 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.