ZIP 28785 Property Distress & Foreclosure Data

Haywood County, North Carolina's ZIP 28785 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (75/100)). The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (73/100), institutional ownership (69/100). On the quiet end sit mortgage stress (29/100). Structural risk reads 78/100 against active distress of 9/100.

The peak-phase market in 28785 posted values that rose 3.2% over the year, and 15% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 8,619 with a median age of 48. A median home runs $310,300 here, or 4.4 times local income. There are about 4,852 housing units across 28785. Roughly 9.3% live below the poverty line. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. About 33% have a four-year degree. On demographic stress specifically, 28785 scores 33/100. Households earn a median $63,750 — below the roughly $78,000 national figure.

On the whole, 28785 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.