ZIP 37727 Property Distress & Foreclosure Data

ZIP code 37727 in Cocke County, Tennessee carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (81/100). What sets it apart are the readings on construction/permit lag (88/100), structural risk (72/100), institutional ownership (65/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 72 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $132,600, an affordability ratio of 2.0× — accessible. 18.6% of residents fall below the poverty threshold. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 89% of homes, renters 11%. Educational attainment sits at 8% bachelor's-or-above. About 2,026 people live here, median age 50. There are about 1,019 housing units across 37727. Median household income is $50,000, below the U.S. median near $78,000. Rent burden reaches 11% of tenant households.

Net-net, 37727 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.