ZIP 37727 Foreclosure, Tax-Lien & Distress Report

Cocke County, Tennessee's ZIP 37727 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (82/100)). The pressure is most legible in construction/permit lag (100/100), structural risk (75/100), institutional ownership (66/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 75 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $132,600, an affordability ratio of 2.0× — accessible. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 20.6% — elevated. The demographic-stress sub-score lands at 24/100. 89% of housing is owner-occupied. Educational attainment sits at 8% bachelor's-or-above. About 2,026 people live here, median age 50. There are about 1,019 housing units across 37727. Households earn a median $50,000 — below the roughly $78,000 national figure. Rent burden reaches 11% of tenant households.

On the whole, 37727 leans distressed, with opportunity clustered in specific stressed parcels. 37727 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37727 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37727, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 for 37727 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 37727 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.