ZIP 37713 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37713 (Cocke County, Tennessee) at a moderate 33/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (77/100), institutional ownership (69/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (89/100)). The latent-versus-live split is 77/100 structural and 8/100 already moving.

The peak-phase market in 37713 posted values that rose 2.0% over the year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

90% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 28/100. At $52,500, median income runs below typical U.S. levels. Around 5% of adults hold a bachelor's degree or higher. The vacancy rate is 17.0% — elevated. About 1,348 people live here, median age 48. The poverty rate is 11.6%. Home values center near $153,900, an affordability ratio of 2.6× — accessible. Around 31% of renters are cost-burdened. The ZIP holds roughly 648 housing units.

On the whole, 37713 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 37713's 33/100 can be lined up against any neighbor in Cocke County, Tennessee or any ZIP coast to coast. Sparse data for 37713 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 37713 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. In workflow terms, 37713 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.