ZIP 37860 Property Distress & Foreclosure Data

Composite property distress in 37860 (Hamblen County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (81/100)). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (46/100), institutional ownership (44/100). On the quiet end sit mortgage stress (17/100). Structural risk reads 46/100 against active distress of 5/100.

The expansion-phase market in 37860 posted values that rose 6.2% over the year, 1.6% off the recent peak, and 23% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 80% owner-occupied to 20% rented. A median home runs $202,200 here, or 2.4 times local income. Households earn a median $74,904 — near the roughly $78,000 national figure. Rent burden reaches 52% of tenant households. There are about 1,604 housing units across 37860. Roughly 9.1% live below the poverty line. Vacancy runs 0.0%. About 15% have a four-year degree. Population is roughly 3,739 with a median age of 47. On demographic stress specifically, 37860 scores 28/100.

On balance 37860 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.