ZIP 37877 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37877 (Jefferson County, Tennessee) returns a low composite of 19/100. Latent structural risk is 41/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100). Leading the profile are construction/permit lag (45/100), institutional ownership (43/100), structural risk (41/100). mortgage stress (17/100) stay muted.

The peak-phase market in 37877 posted values that held roughly flat over the year, 1.1% off the recent peak, and 11% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

About 9,103 people live here, median age 45. The tenure split is 84% owner-occupied to 16% rented. A median home runs $234,900 here, or 2.8 times local income. Households earn a median $76,191 — near the roughly $78,000 national figure. Vacancy runs 7.6%. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 25% have a four-year degree. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 3,931 housing units. Rent burden reaches 35% of tenant households.

Net-net, 37877 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 37877 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 37877 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 37877 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37877 shows blanks, not estimates, wherever the record is sparse.

Behind 37877's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 37877 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.