ZIP 37877 Property Distress & Foreclosure Data

In Jefferson County, Tennessee, ZIP 37877 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 47 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (76/100). Its standout signals are construction/permit lag (71/100), structural risk (47/100), institutional ownership (41/100). By contrast, mortgage stress (17/100) register low.

The market reads expansion — home values rose 6.2% year on year, 1.6% off the recent peak, and 11% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 9,103 people live here, median age 45. Owners hold 84% of homes, renters 16%. Home values center near $234,900, an affordability ratio of 2.8× — accessible. Median household income is $76,191, near the U.S. median near $78,000. Vacancy runs 7.6%. 7.0% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. There are about 3,931 housing units across 37877. Rent burden reaches 35% of tenant households.

Net-net, 37877 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.