ZIP 37890 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37890 (Jefferson County, Tennessee) returns a low composite of 20/100. Property-level stress concentrates in construction/permit lag (55/100), structural risk (42/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (17/100). Structurally it carries 42/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (72/100).

The market reads peak — home values held roughly flat year on year, 1.1% off the recent peak, and 25% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $234,200 (3.3× income, relatively affordable). Rent burden reaches 31% of tenant households. At $61,905, median income runs below typical U.S. levels. Educational attainment sits at 21% bachelor's-or-above. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 30/100. There are about 3,273 housing units across 37890. 7,218 residents call 37890 home, typically aged 46. The vacancy rate is 15.1% — elevated. 78% of housing is owner-occupied.

Net-net, 37890 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 37890 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 37890 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 37890 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37890 shows blanks, not estimates, wherever the record is sparse.

37890's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 37890 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.