ZIP 37813 Foreclosure, Tax-Lien & Distress Report

ZIP code 37813 in Hamblen County, Tennessee carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 39/100, against 5/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (48/100), structural risk (39/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.1% off the recent peak, and 24% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $172,600 (3.3× income, relatively affordable). Median household income is $47,783, below the U.S. median near $78,000. Population is roughly 17,479 with a median age of 39. 67% of housing is owner-occupied. On demographic stress specifically, 37813 scores 31/100. 20.9% of residents fall below the poverty threshold. Vacancy runs 9.2%. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,702 housing units. Rent burden reaches 26% of tenant households.

Taken together, 37813 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 37813 at the moment; the composite and its components are still built from verifiable public records.

The 37813 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 37813 stays directly comparable to neighboring ZIPs and the rest of Hamblen County, Tennessee. The score is rebuilt from public data as it updates, so 37813 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 37813 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 37813 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.