ZIP 37813 Property Distress & Foreclosure Data

In Hamblen County, Tennessee, ZIP 37813 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 46/100 against active distress of 5/100. Its standout signals are construction/permit lag (64/100), structural risk (46/100), institutional ownership (44/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, 1.6% off the recent peak, and 24% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $172,600 (3.3× income, relatively affordable). At $47,783, median income runs below typical U.S. levels. 17,479 residents call 37813 home, typically aged 39. 67% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The poverty rate is 20.9% — high, a tax-stress and distress correlate. Vacancy runs 9.2%. Around 15% of adults hold a bachelor's degree or higher. There are about 7,702 housing units across 37813. Rent burden reaches 26% of tenant households.

Taken together, 37813 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.