ZIP 37760 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37760 (Jefferson County, Tennessee) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The split runs 42/100 structural to 5/100 active on the ground. What sets it apart are the readings on construction/permit lag (56/100), structural risk (42/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 1.1% off the recent peak, and 27% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 60% owner-occupied to 40% rented. Around 36% of renters are cost-burdened. There are about 5,421 housing units across 37760. About 30% have a four-year degree. Households earn a median $61,626 — below the roughly $78,000 national figure. About 14,020 people live here, median age 38. The poverty rate is 16.1%. The demographic-stress sub-score lands at 33/100. The vacancy rate is 9.2%. The typical home is worth about $238,200 (3.8× income, relatively affordable).

Overall, 37760 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 37760's 20/100 can be lined up against any neighbor in Jefferson County, Tennessee or any ZIP coast to coast. Sparse data for 37760 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 37760 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 37760 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.