ZIP 37820 Property Distress & Foreclosure Data

Jefferson County, Tennessee's ZIP 37820 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 46/100 against active distress of 5/100. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (46/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (16/100) register low.

The market reads expansion — home values rose 6.2% year on year, 1.6% off the recent peak, and 43% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 7,743 people live here, median age 46. Owners hold 82% of homes, renters 18%. Home values center near $204,600, an affordability ratio of 3.1× — accessible. Educational attainment sits at 16% bachelor's-or-above. Median household income is $62,901, below the U.S. median near $78,000. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 26/100. 9.0% of residents fall below the poverty threshold. There are about 3,564 housing units across 37820. Rent burden reaches 17% of tenant households.

Net-net, 37820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.