ZIP 37709 Foreclosure, Tax-Lien & Distress Report

ZIP code 37709 in Grainger County, Tennessee carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 41/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (80/100). Property-level stress concentrates in institutional ownership (51/100), structural risk (41/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (17/100) stay muted.

The market reads neutral — home values rose 3.8% year on year, and 27% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 3,948 with a median age of 40. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 37709 scores 33/100. Median household income is $61,509, below the U.S. median near $78,000. The typical home is worth about $274,500 (3.9× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 8.4%. Around 43% of renters are cost-burdened. There are about 1,658 housing units across 37709. The poverty rate is 14.7%.

Overall, 37709 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 37709 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 37709 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Grainger County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 37709 reflects the current record instead of a stale or modeled snapshot.

37709's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 37709 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.