ZIP 37902 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37902 (Knox County, Tennessee) at a low 28/100 for overall property distress. What sets it apart are the readings on structural risk (62/100), institutional ownership (40/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (17/100) stay muted. The latent-versus-live split is 62/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)).

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $56,397 — below the roughly $78,000 national figure. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $687,500 (10.1× income, severely stretched). There are about 1,983 housing units across 37902. Around 37% of renters are cost-burdened. Vacancy runs 21.9%, above the national norm and a classic distress-and-opportunity signal. Around 55% of adults hold a bachelor's degree or higher. On demographic stress specifically, 37902 scores 55/100. Population is roughly 2,308 with a median age of 35. 20% of housing is owner-occupied.

On the whole, 37902 leans distressed, with opportunity clustered in specific stressed parcels. 37902 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 37902 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37902 can be compared directly against any other ZIP in Knox County, Tennessee or nationwide. Where the public record is thin for 37902, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 37902 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 37902 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.