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ZIP 37914 Foreclosure, Tax-Lien & Distress Report

Knox County, Tennessee · Distress market

On DLRadar's 0-100 public-record scale, ZIP 37914 in Knox County, Tennessee comes in at 28, a low composite-distress reading. Structural exposure scores 62 and live distress 5 on the 0–100 scale. Its heaviest discrete signals: structural risk (62/100), institutional ownership (40/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)).

The market reads neutral — home values rose 3.8% year on year, and 26% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $218,300, an affordability ratio of 3.6× — accessible. Around 42% of renters are cost-burdened. The ZIP holds roughly 9,892 housing units. On demographic stress specifically, 37914 scores 32/100. 67% of housing is owner-occupied. Vacancy runs 9.1%. The poverty rate is 12.6%. Households earn a median $55,933 — below the roughly $78,000 national figure. About 20,917 people live here, median age 41. About 24% have a four-year degree.

Net-net, 37914 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37914 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 37914 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 37914 shows blanks, not estimates, wherever the record is sparse.

Each component behind 37914 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 37914 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

ZIP 37914 distress signals, scored

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 37914 by the numbers

The live 37914 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Get the full acquisition report for 37914

The full 37914 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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