ZIP 37920 Foreclosure, Tax-Lien & Distress Report

In Knox County, Tennessee, ZIP 37920 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (40/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (83/100)). The latent-versus-live split is 62/100 structural and 5/100 already moving.

The market reads neutral — home values rose 3.8% year on year, and 28% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 10.7%. 17.5% of residents fall below the poverty threshold. At $61,348, median income runs below typical U.S. levels. 60% of housing is owner-occupied. Educational attainment sits at 34% bachelor's-or-above. There are about 20,555 housing units across 37920. Rent burden reaches 44% of tenant households. Population is roughly 43,509 with a median age of 36. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $267,600, an affordability ratio of 3.8× — accessible.

Net-net, 37920 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 37920 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 37920's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 37920, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 37920 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.