ZIP 37722 Property Distress & Foreclosure Data

ZIP code 37722 in Cocke County, Tennessee carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (68/100), institutional ownership (64/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 68/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (80/100)).

The peak-phase market in 37722 posted values that rose 3.1% over the year, and 10% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $48,221 — below the roughly $78,000 national figure. The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 3,382 housing units. Around 45% of renters are cost-burdened. On demographic stress specifically, 37722 scores 34/100. About 16% have a four-year degree. Roughly 15.2% live below the poverty line. Population is roughly 7,430 with a median age of 49. The vacancy rate is 19.4% — elevated. A median home runs $203,500 here, or 3.6 times local income.

On the whole, 37722 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.