ZIP 37821 Property Distress & Foreclosure Data

ZIP code 37821 in Cocke County, Tennessee carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (87/100), structural risk (72/100), institutional ownership (65/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 72/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (81/100)).

The peak-phase market in 37821 posted values that rose 3.1% over the year, and 26% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $45,350 — below the roughly $78,000 national figure. Roughly 24.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 10,896 housing units. About 9% have a four-year degree. Around 38% of renters are cost-burdened. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 14.2% — elevated. On demographic stress specifically, 37821 scores 33/100. A median home runs $141,900 here, or 2.8 times local income. Population is roughly 22,113 with a median age of 44.

On the whole, 37821 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.