ZIP 37862 Property Distress & Foreclosure Data

ZIP code 37862 in Sevier County, Tennessee carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (76/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (71/100), construction/permit lag (70/100), institutional ownership (57/100). By contrast, mortgage stress (26/100) register low. Structural exposure scores 71 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, and 12% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $321,700, an affordability ratio of 4.9×. Educational attainment sits at 23% bachelor's-or-above. About 21,719 people live here, median age 43. There are about 14,207 housing units across 37862. Owners hold 60% of homes, renters 40%. Median household income is $58,110, below the U.S. median near $78,000. Rent burden reaches 28% of tenant households. 16.3% of residents fall below the poverty threshold.

Net-net, 37862 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.