ZIP 37865 Property Distress & Foreclosure Data

Composite property distress in 37865 (Sevier County, Tennessee) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), FEMA disaster exposure (64/100). The latent-versus-live split is 64/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (64/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 2.8% year on year, and 23% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Around 24% of renters are cost-burdened. 8.0% of residents fall below the poverty threshold. Median household income is $88,410, above the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 10,341 housing units. The vacancy rate is 7.6%. About 25,113 people live here, median age 42. Owners hold 84% of homes, renters 16%. Home values center near $312,600, an affordability ratio of 3.1× — accessible.

Net-net, 37865 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.