ZIP 37865 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37865 (Sevier County, Tennessee) returns a low composite of 27/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), FEMA disaster exposure (62/100). Structurally it carries 59/100, against 6/100 of stress already in motion. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (48/100), institutional ownership (46/100). By contrast, mortgage stress (21/100) register low.

The peak-phase market in 37865 posted values that rose 2.6% over the year, and 23% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 24% of tenant households. 8.0% of residents fall below the poverty threshold. At $88,410, median income runs above typical U.S. levels. About 23% have a four-year degree. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 10,341 housing units. Vacancy runs 7.6%. Population is roughly 25,113 with a median age of 42. The tenure split is 84% owner-occupied to 16% rented. The typical home is worth about $312,600 (3.1× income, relatively affordable).

Overall, 37865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 37865 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 37865's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 37865 reflects the current record instead of a stale or modeled snapshot.

The 27/100 for 37865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 37865 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.