ZIP 37863 Foreclosure, Tax-Lien & Distress Report

Sevier County, Tennessee's ZIP 37863 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (76/100), FEMA disaster exposure (68/100)). Structurally it carries 67/100, against 8/100 of stress already in motion. What sets it apart are the readings on structural risk (67/100), construction/permit lag (57/100), institutional ownership (55/100). By contrast, mortgage stress (26/100) register low.

The peak-phase market in 37863 posted values that rose 2.0% over the year, and 6% lower over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

About 12% have a four-year degree. On demographic stress specifically, 37863 scores 44/100. 6,469 residents call 37863 home, typically aged 37. The tenure split is 51% owner-occupied to 49% rented. Around 36% of renters are cost-burdened. Home values center near $284,100, an affordability ratio of 4.7×. At $53,587, median income runs below typical U.S. levels. Vacancy runs 55.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 22.3% — high, a tax-stress and distress correlate. The ZIP holds roughly 5,451 housing units.

Taken together, 37863 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 37863 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 37863's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 37863, the field stays empty rather than modeled, and fills in as new documents post.

37863's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 37863 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.