Sevier County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sevier County, TN distress report, 2026: 10 ZIPs scored in Sevier, TN, Sevier, TN average 28/100; the top Sevier, TN ZIP is 37738 at 31/100; Sevier, TN market phase peak, Sevier, TN prices +2.0% year over year.
- Sevier, TN ranks #293 nationally (opportunity index); Sevier, TN #6 in Tennessee; Sevier, TN index 34.8.
- Sevier, TN: no CFPB county sample; Sevier, TN non-metro area reading 1.3%.
- Sevier, TN ZIP phases: 9 peak, 1 neutral.
- Sevier, TN residential listings tracked: 72 across 6 ZIPs; Sevier, TN candidate listings 18.
- Sevier, TN HUD assisted properties: 7 with 640 units.
- Sevier, TN lenders on watch: 5; largest Sevier, TN footprint Citizens National Bank (15 branches).
- Sevier, TN most distressed ZIP: 37738 at 31/100.
Sevier, TN figures: DLRadar distress index; Sevier, TN inputs: CFPB, FHFA, HUD, FDIC; Sevier, TN rebuilt as sources refresh.
| Rank | Sevier, TN ZIP | Score |
|---|---|---|
| 1 | 37738 | 31/100 |
| 2 | 37862 | 31/100 |
| 3 | 37863 | 31/100 |
| 4 | 37722 | 30/100 |
| 5 | 37764 | 30/100 |
| 6 | 37876 | 30/100 |
| 7 | 37865 | 28/100 |
| 8 | 37920 | 27/100 |
| 9 | 37871 | 23/100 |
| 10 | 37725 | 20/100 |
Most distressed Sevier, TN ZIPs (0-100, 2026)
Mortgage delinquency around Sevier, TN
No CFPB county sample covers Sevier, TN; the non-metro area reading for Sevier, TN: 1.3% ninety-plus; Sevier, TN area thirty-to-eighty-nine 3.3% (December 2025, Sevier, TN); Tennessee overall 0.9%.
Opportunity index: Sevier, TN
Sevier, TN index 34.8, Sevier, TN phase peak_opportunity; Sevier, TN primary driver vacancy, Sevier, TN second driver bank institutional. Sevier, TN components: property stress 30.5, foreclosure pressure 33.3, listing discounts 31.1, bank stress 59.0, insurance 0.0; Sevier, TN pulse 40.2; Sevier, TN capital opportunity 26.8; Sevier, TN seven-day change +0.5%.
ZIP market phases inside Sevier, TN
10 Sevier, TN ZIPs carry a price-cycle phase; Sevier, TN ZIPs by phase (Sevier, TN), deepest drawdown first: peak, +0.1% YoY, 1.1% off peak (Sevier, TN): 37725; peak, +2.0% YoY, 0.5% off peak (Sevier, TN): 37871; peak, +1.9% YoY, 0.1% off peak (Sevier, TN): 37876; peak, +2.2% YoY, 0.0% off peak (Sevier, TN): 37764; peak, +2.0% YoY (Sevier, TN): 37722, 37738, 37862, 37863; peak, +2.6% YoY (Sevier, TN): 37865; neutral, +3.8% YoY (Sevier, TN): 37920.
Residential listings by Sevier, TN ZIP
Sevier, TN ZIPs with the most tracked Sevier, TN residential listings: 37876 32 listings, 12 candidates, bank pressure 62; 37862 22 listings, 2 candidates, bank pressure 63; 37738 9 listings, 2 candidates, bank pressure 63; 37865 5 listings, 2 candidates, bank pressure 62 (Sevier, TN); 37863 3 listings, 0 candidates, bank pressure 63; 37764 1 listings, 0 candidates, bank pressure 59. Sevier, TN totals: 72 listings; Sevier, TN candidates 18; active ZIPs 2.
HUD assisted housing in Sevier, TN
7 assisted properties with 640 units sit in Sevier, TN; largest Sevier, TN properties: Kodak Crossing (Kodak) 192 units; Overlook At Allensville Square (The) (Sevierville) 144 units; The Overlook At Allensville Square Ii (Sevierville) 144 units in Sevier, TN; Woodland Park Apts. (Sevierville) 55 units, 54 assisted; Renaissance Square (Seymour) 49 units, 49 assisted; Leconte Terrace (Sevierville) 36 units, 35 assisted.
Lenders with branches in Sevier, TN
Sevier, TN lenders by branch count: Citizens National Bank (Sevier, TN): stress 51, 15 branches low in Sevier, TN; Tennessee State Bank (Sevier, TN): stress 71, 11 branches low in Sevier, TN; Smartbank (Sevier, TN): stress 65, 6 branches low in Sevier, TN; Home Federal Bank Of Tn (Sevier, TN): stress 60, 4 branches low in Sevier, TN; First Horizon Bank (Sevier, TN): stress 58, 3 branches low in Sevier, TN.
Vacancy and permits, Sevier, TN
18,623 of 58,967 Sevier, TN housing units are vacant; Sevier, TN permits, twelve months: 448 multifamily units in Sevier, TN, 888 one-to-four unit units.
Work Sevier, TN at the parcel level
Every Sevier, TN parcel carries owner and address; every Sevier, TN parcel carries APN; Sevier, TN distress scores sit on the Sevier, TN live board.
Sevier, TN figures refresh with each source.
Sevier, TN questions
Most distressed ZIP code in Sevier County, TN?
ZIP 37738 leads Sevier, TN at 31/100; next in Sevier, TN: 37862 at 31/100; the Sevier, TN average is 28/100.
Where does Sevier County, TN rank for investment opportunity?
Sevier, TN is #293 among all ranked counties, #6 in Tennessee; the Sevier, TN driver is vacancy; Sevier, TN moved down 42 places.
How many mortgages are delinquent in Sevier County, TN?
Sevier, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Sevier, TN.
Which banks lend in Sevier County, TN?
5 watched lenders hold Sevier, TN branches; the largest Sevier, TN footprints are Citizens National Bank (15), Tennessee State Bank (11), Smartbank (6).
More on Sevier, TN
Sevier County, TN distress report: public-record figures for Sevier, TN; not legal advice for Sevier, TN; not tax or investment advice; verify every Sevier, TN record before acting.