Sevier County, TN: Home-Insurance Distress & Forced-Sale Pressure
Sevier County, TN: 74/100 (severe) home-insurance distress; Sevier, TN band MEDIUM; Sevier, TN #542 of 3,222 counties; Sevier, TN #8 of 95 in Tennessee.
FEMA hazard, Sevier, TN: 68/100; Sevier, TN declarations, three years: 8; Sevier, TN perils: 2 tropical-storm, 2 severe-storm; Sevier, TN five-year count 8 (severity 15.0); Sevier, TN ten-year 8; hazard-weighted, Sevier, TN: 8.0.
Declared incidents on the Sevier, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Sevier, TN); 2024 Tropical Storm 2 (Sevier, TN).
NFIP claims, Sevier, TN, three years: 8; Sevier, TN payouts $271,352; per Sevier, TN claim $33,919; Sevier, TN claim-stress 82/100.
Sevier, TN monthly score fell, 76 (March 2026) to 74 (October 2026); Sevier, TN by month: March 76, April 76, May 78, June 78 (Sevier, TN), July 76, August 87, September 75, October 74.
Sevier, TN components: climate 68, NFIP claims 82; Sevier, TN retreat index 74.
Construction distress, Sevier, TN: 55/100 as of August 2026 (Sevier, TN: 70/100 one-to-four unit, 2/100 multifamily).
Sevier, TN ZIPs, June 2026 (Sevier, TN, 10 highest): score 0 (Sevier, TN), climate 93 (Sevier, TN): 37920; score 0 (Sevier, TN), climate 78 (Sevier, TN): 37764; score 0 (Sevier, TN), climate 76 (Sevier, TN): 37738, 37862, 37863, 37865; score 0 (Sevier, TN), climate 73 (Sevier, TN): 37876; score 0 (Sevier, TN), climate 70 (Sevier, TN): 37871; score 0 (Sevier, TN), climate 52 (Sevier, TN): 37722; score 0 (Sevier, TN), climate 44 (Sevier, TN): 37725.
DLRadar rescores Sevier, TN monthly; Sevier, TN readings join Sevier, TN foreclosure, lien and ownership parcels (Sevier, TN), so cost-squeezed Sevier, TN owners surface before listing.
Inside Tennessee, Sevier County ranks 8th of 95 counties for home-insurance distress at 74/100; Montgomery County (76/100) sits just above Sevier County, and Dyer County (69/100) sits just below Sevier County.
Deterministic. Every Sevier County, TN signal traces to a public Sevier dataset (FEMA, NFIP, Census for Sevier, TN) · how insurance distress works in Sevier, TN · methodology
FAQ: Sevier County, TN insurance distress
What is the Sevier County, TN home-insurance-distress score?
Sevier, TN: 74/100 (MEDIUM), #542 of 3,222, #8 in Tennessee. FEMA hazard, Sevier, TN: 68/100; NFIP stress, Sevier, TN: 82/100; construction, Sevier, TN: 55/100; Sevier, TN rescores monthly.
Is Sevier County insurance distress getting better or worse (TN)?
Sevier, TN: 76 in March 2026; Sevier, TN: 74 in October 2026 (better); Sevier, TN climate component 68; Sevier, TN NFIP claims score 82.
How many flood-insurance claims has Sevier County, TN had?
Sevier, TN: 8 NFIP claims, three years; Sevier, TN paid $271,352; per Sevier, TN claim $33,919; carriers reprice Sevier, TN against that record.
Which Sevier County ZIP codes carry the most insurance distress (TN)?
Sevier, TN, June 2026: 37920 at 0, 37764 at 0, 37738 at 0, 37862 at 0; Sevier, TN climate scores there: 93, 78, 76, 76.
Why does Sevier, TN insurance distress create sellers?
A Sevier, TN premium outruns the Sevier, TN budget; a carrier leaves Sevier, TN; Sevier, TN carrying cost passes plan; Sevier, TN owners sell while current; Sevier, TN insurance distress leads Sevier, TN foreclosure data.