ZIP 37742 Property Distress & Foreclosure Data

DLRadar grades ZIP 37742 (Loudon County, Tennessee) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (38/100), construction/permit lag (29/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). On the structural side it scores 38/100, with 3/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 16% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Median household income is $87,516, above the U.S. median near $78,000. 9.4% of residents fall below the poverty threshold. About 7,568 people live here, median age 38. Educational attainment sits at 17% bachelor's-or-above. Around 13% of renters are cost-burdened. The ZIP holds roughly 2,877 housing units. Home values center near $301,800, an affordability ratio of 3.1× — accessible. The vacancy rate is 9.5%. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 91% of homes, renters 9%.

Overall 37742 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.