ZIP 37874 Foreclosure, Tax-Lien & Distress Report

ZIP code 37874 in Monroe County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The split runs 50/100 structural to 5/100 active on the ground. Its standout signals are construction/permit lag (56/100), structural risk (50/100), institutional ownership (34/100). institutional ownership (34/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 29% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 7,395 housing units. About 15% have a four-year degree. About 16,640 people live here, median age 42. The typical home is worth about $191,300 (3.3× income, relatively affordable). Households earn a median $52,912 — below the roughly $78,000 national figure. 66% of housing is owner-occupied. The poverty rate is 16.2%. DLRadar's demographic-stress index for the area reads 30/100. Around 30% of renters are cost-burdened. Vacancy runs 7.1%.

Net-net, 37874 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37874 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 37874's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 37874 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 37874 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 37874 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.