ZIP 37385 Foreclosure, Tax-Lien & Distress Report

ZIP code 37385 in Monroe County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 50/100 while live distress already moving reads 5/100. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (39/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (17/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100).

The market reads peak — home values rose 2.8% year on year, and 15% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $217,300, an affordability ratio of 3.2× — accessible. Owners hold 84% of homes, renters 16%. Population is roughly 8,610 with a median age of 42. There are about 4,391 housing units across 37385. The demographic-stress sub-score lands at 36/100. About 11% have a four-year degree. The vacancy rate is 28.4% — elevated. Around 58% of renters are cost-burdened. Median household income is $59,824, below the U.S. median near $78,000. The poverty rate is 17.3% — high, a tax-stress and distress correlate.

Net-net, 37385 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 37385 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 37385's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 37385 reflects the current record instead of a stale or modeled snapshot.

Each component behind 37385 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 37385 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.