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ZIP 37391 Foreclosure, Tax-Lien & Distress Report

Polk County, Tennessee · High Vacancy market

In Polk County, Tennessee, ZIP 37391 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 31/100 while live distress already moving reads 4/100. Its heaviest discrete signals: construction/permit lag (49/100), structural risk (31/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (15/100) stay muted.

The expansion-phase market in 37391 posted values that rose 5.3% over the year (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $213,100, an affordability ratio of 4.5×. The demographic-stress sub-score lands at 30/100. At $40,734, median income runs below typical U.S. levels. About 1,699 people live here, median age 43. Around 3% of renters are cost-burdened. The vacancy rate is 26.9% — elevated. Around 16% of adults hold a bachelor's degree or higher. The tenure split is 82% owner-occupied to 18% rented. Roughly 13.0% live below the poverty line. There are about 847 housing units across 37391.

Taken together, 37391 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 37391 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 37391 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37391 can be compared directly against any other ZIP in Polk County, Tennessee or nationwide. Sparse data for 37391 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 14/100 figure for 37391 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 37391 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
31/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 37391

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk26
9 further distress layers are graded for 37391

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 37391 distress snapshot

Current distress, phase, housing and lender-pressure figures for 37391, drawn from the same report attached to each property.

Loading ZIP 37391 stress data…

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Each signal above is traceable to an open dataset · methodology

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