ZIP 37310 Foreclosure, Tax-Lien & Distress Report

ZIP code 37310 in Bradley County, Tennessee carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Its standout signals are construction/permit lag (74/100), structural risk (57/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (12/100) stay muted. Structural risk reads 57/100 against active distress of 4/100.

The market reads expansion — home values rose 5.3% year on year, and 40% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 3,824 with a median age of 50. A median home runs $270,600 here, or 2.9 times local income. DLRadar's demographic-stress index for the area reads 30/100. Roughly 12.6% live below the poverty line. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,057 housing units. Median household income is $76,401, near the U.S. median near $78,000.

On the whole, 37310 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 37310 at the moment; the composite and its components are still built from verifiable records.

Whether 37310 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37310 can be compared directly against any other ZIP in Bradley County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 37310, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 37310 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37310 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.