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ZIP 37311 Foreclosure, Tax-Lien & Distress Report

Bradley County, Tennessee · High Poverty market

ZIP 37311's composite property-distress score is 27/100 - DLRadar classes that as low for Bradley County, Tennessee. Environmental exposure also runs high (climate & FEMA risk (76/100)). Structural exposure scores 61 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (73/100), structural risk (61/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (12/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 20% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 18% bachelor's-or-above. 20.9% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened. Population is roughly 31,043 with a median age of 34. Households earn a median $46,827 — below the roughly $78,000 national figure. The ZIP holds roughly 13,161 housing units. A median home runs $226,800 here, or 4.4 times local income. Owners hold 46% of homes, renters 54%. The demographic-stress sub-score lands at 38/100. Vacancy runs 10.1%.

Net-net, 37311 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 37311's 27/100 can be lined up against any neighbor in Bradley County, Tennessee or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 37311 shows blanks, not estimates, wherever the record is sparse.

Each component behind 37311 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 37311 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

27/100
Composite stress
61/100
Structural risk
4/100
Distress activity

ZIP 37311 distress signals, scored

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

37311 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The full 37311 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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