ZIP 37323 Foreclosure, Tax-Lien & Distress Report

ZIP code 37323 in Bradley County, Tennessee carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 60/100 while live distress already moving reads 4/100. Leading the profile are construction/permit lag (74/100), structural risk (60/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 25% higher over three years (phase confidence 57/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 79% of homes, renters 21%. The demographic-stress sub-score lands at 28/100. About 30,764 people live here, median age 42. Rent burden reaches 32% of tenant households. A median home runs $242,000 here, or 3.2 times local income. There are about 12,973 housing units across 37323. Educational attainment sits at 18% bachelor's-or-above. Households earn a median $67,538 — below the roughly $78,000 national figure. The vacancy rate is 7.8%. 9.7% of residents fall below the poverty threshold.

Net-net, 37323 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 37323 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37323 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37323 shows as blanks, never estimates, and the score updates on every fresh public filing.

37323's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 37323 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.