ZIP 37362 Foreclosure, Tax-Lien & Distress Report
Polk County, Tennessee · High Vacancy market
Polk County, Tennessee's ZIP 37362 registers 18/100 composite distress, which DLRadar reads as low. The split runs 39/100 structural to 4/100 active on the ground. Property-level stress concentrates in construction/permit lag (63/100), structural risk (39/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (14/100) stay muted.
The expansion-phase market in 37362 posted values that rose 5.3% over the year, and 24% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $49,432 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $122,700 (2.4× income, relatively affordable). Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 14.7% live below the poverty line. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 24% of tenant households. About 3,409 people live here, median age 43. Owners hold 92% of homes, renters 8%. The ZIP holds roughly 1,587 housing units.
Taken together, 37362 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 37362 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 37362 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37362 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 18/100 figure for 37362 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 37362 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 37362’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 37362 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 37362, the same set carried on every parcel.
Other Polk County ZIP codes
Keep exploring Tennessee distress
Additional distress intelligence spanning Polk County, Tennessee by ZIP, county and state.
The complete 37362 distress and acquisition report
The full 37362 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology