ZIP 37362 Property Distress & Foreclosure Data

ZIP code 37362 in Polk County, Tennessee carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 37/100 structural and 4/100 already moving. What sets it apart are the readings on construction/permit lag (55/100), structural risk (37/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100).

The peak-phase market in 37362 posted values that rose 4.1% over the year, and 24% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $49,432 — below the roughly $78,000 national figure. On demographic stress specifically, 37362 scores 25/100. A median home runs $122,700 here, or 2.4 times local income. The vacancy rate is 13.0% — elevated. Roughly 14.7% live below the poverty line. About 13% have a four-year degree. Around 24% of renters are cost-burdened. Population is roughly 3,409 with a median age of 43. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 1,587 housing units.

On the whole, 37362 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.