Read it all free for 60 minutes

Where stress is building, how the cycle is turning, and what is live now.

ZIP 37369 Foreclosure, Tax-Lien & Distress Report

Polk County, Tennessee · High Vacancy market

ZIP 37369's composite property-distress score is 15/100 - DLRadar classes that as low for Polk County, Tennessee. Leading the profile are construction/permit lag (48/100), structural risk (33/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (15/100) stay muted. Structural exposure scores 33 and live distress 4 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $114,700 (2.2× income, relatively affordable). Median household income is $52,727, below the U.S. median near $78,000. The ZIP holds roughly 412 housing units. DLRadar's demographic-stress index for the area reads 37/100. 489 residents call 37369 home, typically aged 59. The vacancy rate is 40.1% — elevated. Educational attainment sits at 15% bachelor's-or-above. 8.8% of residents fall below the poverty threshold. 87% of housing is owner-occupied. Around 100% of renters are cost-burdened.

Net-net, 37369 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 37369 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 37369 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37369 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 37369 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 37369 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
33/100
Structural risk
4/100
Distress activity

What is driving ZIP 37369’s distress

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk29
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 37369 distress snapshot

Current distress, phase, housing and lender-pressure figures for 37369, drawn from the same report attached to each property.

Loading ZIP 37369 stress data…

Adjacent Polk County ZIP reports

Keep exploring Tennessee distress

Additional distress intelligence spanning Polk County, Tennessee by ZIP, county and state.

Unlock parcel-level detail for ZIP 37369

Open 37369 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

Start exploring free — no payment details

Create an account and work distress scoring, phase reads and the current queue in your counties.

What do you want to explore?

No credit card required · Takes about 20 seconds