ZIP 37326 Foreclosure, Tax-Lien & Distress Report
Polk County, Tennessee · High Vacancy market
ZIP code 37326 in Polk County, Tennessee carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 32/100 against active distress of 0/100. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (32/100), institutional ownership (29/100). structural risk (32/100) and institutional ownership (29/100) stay muted.
Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Roughly 36.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 95% of tenant households. 423 residents call 37326 home, typically aged 58. The ZIP holds roughly 270 housing units. Around 5% of adults hold a bachelor's degree or higher. The typical home is worth about $145,000. Owners hold 47% of homes, renters 53%. DLRadar's demographic-stress index for the area reads 68/100. The vacancy rate is 19.3% — elevated.
Taken together, 37326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 37326 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 37326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37326, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 37326 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 37326 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 37326’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 37326 distress snapshot
37326 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Polk County
Nearest ZIP codes to 37326
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Polk County, Tennessee
Further distress data across Polk County, Tennessee at ZIP, county and state level.
Unlock parcel-level detail for ZIP 37326
Get every distressed property in 37326 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology