ZIP 37326 Foreclosure, Tax-Lien & Distress Report

ZIP code 37326 in Polk County, Tennessee carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 31/100 against active distress of 0/100. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (31/100), institutional ownership (28/100). structural risk (31/100) and institutional ownership (28/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 36.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 95% of tenant households. 423 residents call 37326 home, typically aged 58. The ZIP holds roughly 270 housing units. Around 5% of adults hold a bachelor's degree or higher. The typical home is worth about $145,000. Owners hold 47% of homes, renters 53%. DLRadar's demographic-stress index for the area reads 55/100. The vacancy rate is 19.3% — elevated.

Taken together, 37326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 37326 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37326, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 37326 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 37326 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.