ZIP 28906 Foreclosure, Tax-Lien & Distress Report

In Cherokee County, North Carolina, ZIP 28906 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100). On the structural side it scores 63/100, with 9/100 of stress already active. Its heaviest discrete signals: institutional ownership (64/100), structural risk (63/100), construction/permit lag (51/100). mortgage stress (29/100) stay muted.

The peak-phase market in 28906 posted values that rose 2.8% over the year, and 17% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 84% owner-occupied to 16% rented. Around 34% of renters are cost-burdened. Median household income is $52,669, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 13,362 housing units. Educational attainment sits at 24% bachelor's-or-above. 19,712 residents call 28906 home, typically aged 56. The vacancy rate is 31.2% — elevated. 12.4% of residents fall below the poverty threshold. A median home runs $250,300 here, or 4.2 times local income.

On the whole, 28906 leans distressed, with opportunity clustered in specific stressed parcels. 28906 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 28906 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Cherokee County, North Carolina and the nation. Sparse data for 28906 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 for 28906 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28906 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.