ZIP 28906 Property Distress & Foreclosure Data

Cherokee County, North Carolina's ZIP 28906 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (84/100). On the structural side it scores 63/100, with 9/100 of stress already active. The most distinctive pressure shows up in institutional ownership (66/100), structural risk (63/100), construction/permit lag (47/100). mortgage stress (29/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 17% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

84% of housing is owner-occupied. Around 34% of renters are cost-burdened. At $52,669, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 13,362 housing units. Around 24% of adults hold a bachelor's degree or higher. 19,712 residents call 28906 home, typically aged 56. The vacancy rate is 31.2% — elevated. The poverty rate is 12.4%. The typical home is worth about $250,300 (4.2× income).

Taken together, 28906 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.