ZIP 28905 Property Distress & Foreclosure Data

Composite property distress in 28905 (Cherokee County, North Carolina) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (84/100)). The sharpest non-environmental signals are institutional ownership (66/100), structural risk (63/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (29/100). Structural exposure scores 63 and live distress 9 on the 0–100 scale.

The expansion-phase market in 28905 posted values that rose 5.5% over the year, and 20% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 85% owner-occupied to 15% rented. A median home runs $228,200 here, or 3.9 times local income. There are about 1,529 housing units across 28905. On demographic stress specifically, 28905 scores 34/100. Population is roughly 3,316 with a median age of 42. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $54,310 — below the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. About 23% have a four-year degree.

On the whole, 28905 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.