ZIP 28905 Foreclosure, Tax-Lien & Distress Report
Cherokee County, North Carolina · High Vacancy market
DLRadar grades ZIP 28905 (Cherokee County, North Carolina) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100). Its heaviest discrete signals: institutional ownership (64/100), structural risk (63/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (29/100). Structural risk reads 63/100 against active distress of 9/100.
The market reads peak — home values rose 2.8% year on year, and 20% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 85% owner-occupied to 15% rented. A median home runs $228,200 here, or 3.9 times local income. The ZIP holds roughly 1,529 housing units. The demographic-stress sub-score lands at 34/100. About 3,316 people live here, median age 42. 25.0% of residents fall below the poverty threshold. The vacancy rate is 21.2% — elevated. Median household income is $54,310, below the U.S. median near $78,000. Around 31% of renters are cost-burdened. About 23% have a four-year degree.
Taken together, 28905 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28905 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 28905 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28905 can be compared directly against any other ZIP in Cherokee County, North Carolina or nationwide. Where the public record is thin for 28905, the field stays empty rather than modeled, and fills in as new documents post.
28905's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 28905 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 28905
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
28905 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 28905, the same set carried on every parcel.
More ZIPs across Cherokee County
Related reports across Cherokee County, North Carolina
Other reports tied to Cherokee County, North Carolina — ZIP, county and statewide.
The complete 28905 distress and acquisition report
Every distressed parcel in 28905 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology