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ZIP 28771 Foreclosure, Tax-Lien & Distress Report

Graham County, North Carolina · High Vacancy market

DLRadar grades ZIP 28771 (Graham County, North Carolina) at a minimal 14/100 for overall property distress. What sets it apart are the readings on institutional ownership (46/100), structural risk (30/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (23/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100)). Structural risk reads 30/100 against active distress of 7/100.

The peak-phase market in 28771 posted values that rose 2.8% over the year, and 14% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 8.6%. Home values center near $168,800, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 4,655 housing units. The demographic-stress sub-score lands at 28/100. Around 16% of adults hold a bachelor's degree or higher. At $48,570, median income runs below typical U.S. levels. About 7,637 people live here, median age 47. Around 18% of renters are cost-burdened. Owners hold 81% of homes, renters 19%.

On the whole, 28771 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28771 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28771 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Graham County, North Carolina and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 28771 shows blanks, not estimates, wherever the record is sparse.

Each component behind 28771 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 28771 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
30/100
Structural risk
7/100
Distress activity

ZIP 28771 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk18
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 28771 distress snapshot

A live read on 28771: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 28771 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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