ZIP 28789 Foreclosure, Tax-Lien & Distress Report

ZIP 28789's composite property-distress score is 29/100 - DLRadar classes that as low for Jackson County, North Carolina. Environmental exposure also runs high (FEMA disaster exposure (87/100), flood (NFIP) exposure (81/100), climate & FEMA risk (66/100)). What sets it apart are the readings on institutional ownership (65/100), structural risk (63/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (30/100) stay muted. The split runs 63/100 structural to 9/100 active on the ground.

The market reads peak — home values rose 2.8% year on year, and 19% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,680 housing units across 28789. The vacancy rate is 32.8% — elevated. 6,347 residents call 28789 home, typically aged 43. Rent burden reaches 37% of tenant households. Owners hold 64% of homes, renters 36%. Educational attainment sits at 25% bachelor's-or-above. Median household income is $46,026, below the U.S. median near $78,000. 27.7% of residents fall below the poverty threshold. A median home runs $221,600 here, or 4.8 times local income. DLRadar's demographic-stress index for the area reads 40/100.

Taken together, 28789 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 28789 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 28789 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Jackson County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 28789 reflects the current record instead of a stale or modeled snapshot.

Each component behind 28789 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For an operator, 28789 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.