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Jackson County, NC: Foreclosures, Tax Liens & Distressed Properties

Jackson County, NC, North Carolina: 13 ZIP codes scored, Jackson County, NC averaging 29/100 (low, Jackson, NC), from 27 to 31. Jackson County, NC is in its peak phase (Jackson, NC confidence 22/100): Jackson, NC home prices up 2.8% (Jackson, NC) over twelve months. Jackson County, NC lender headwind: 44/100.

Highest-scoring Jackson County, NC ZIPs: 28741 (31/100), 28751 (31/100), 28774 (31/100), 28707 (29/100), 28717 (29/100), 28723 (29/100). Also scored in Jackson County, NC: 28725, 28736, 28779, 28783, 28788, 28789, 28719.

Across Jackson County, NC's scored ZIPs: median home value $384,992, household income $55,241, 41.0% vacancy, 13.9% poverty, 69% owner-occupied, median age 48.2.

Jackson County, NC insurance distress 78/100 (#405 in the US); FEMA hazard 78/100 for Jackson, NC; 6 federal disaster declarations in Jackson County, NC since 2023; 33 Jackson, NC NFIP flood claims, $291K paid; Jackson, NC construction distress 37/100.

5 banks with 10 branches lend in Jackson County, NC; Jackson, NC weighted bank stress 61/100, highest 71/100 in Jackson, NC.

Jackson County, NC unemployment 3.5%; 259 new housing units permitted in Jackson County, NC over twelve months, Jackson, NC up 14% from 227; Jackson, NC home prices +13.4% a year (Jackson, NC) over three years.

27,803 housing units in Jackson County, NC; 6,794 Jackson, NC renter households; 38% of Jackson, NC renters spend 30%+ of income on rent, 24% (Jackson, NC) half or more.

Jackson County, NC ranks #722 nationally on the opportunity index (Jackson, NC, among all ranked counties); Jackson, NC scores 32.3/100 and Jackson, NC sits #35 inside North Carolina. Jackson, NC is in the early_signal opportunity phase; Jackson, NC's primary driver is vacancy, Jackson, NC second driver bank institutional; Jackson, NC moved down 429 places. 4 short-sale listings across Jackson, NC; 46 days on market observed in Jackson, NC; 28.3% vacancy over 13 Jackson, NC ZIPs.

No CFPB county sample covers Jackson County, NC. The non-metro area reading for Jackson, NC: 1.3% ninety-plus days late; Jackson, NC's thirty-to-eighty-nine share is 3.4% (Jackson, NC, December 2025 data); North Carolina overall 0.9%.

Jackson County, NC has 3 watched banks; 3 Jackson, NC banks sit in an elevated band. Jackson, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Jackson, NC; Jackson Savings Bank Ssb (1 branch, stress 47) in Jackson, NC; First Bank (1 branch, stress 47) in Jackson, NC.

HUD lists 2 assisted multifamily properties in Jackson County, NC with 54 units; 54 Jackson, NC units are assisted, 2 Jackson, NC properties under project-based Section 8.

9,373 of the 27,803 housing units in Jackson, NC sit vacant. Jackson County, NC permitted 0 multifamily units in twelve months; Jackson, NC's one-to-four unit structures added 259 units in Jackson County, NC.

Peak
Market phase
2.8%
Jackson, NC HPI YoY
0%
Drawdown
22
Jackson confidence

Where distress concentrates in Jackson County

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