ZIP 28719 Foreclosure, Tax-Lien & Distress Report
Swain County, North Carolina · High Vacancy market
In Swain County, North Carolina, ZIP 28719 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are institutional ownership (70/100), structural risk (60/100), construction/permit lag (45/100). mortgage stress (31/100) stay muted. Structural exposure scores 60 and live distress 9 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (93/100), flood (NFIP) exposure (84/100)).
The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 21% of tenant households. About 14% have a four-year degree. Households earn a median $52,221 — below the roughly $78,000 national figure. Home values center near $188,400, an affordability ratio of 2.8× — accessible. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 3,215 housing units across 28719. The demographic-stress sub-score lands at 28/100. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Owners hold 75% of homes, renters 25%. About 6,577 people live here, median age 38.
Net-net, 28719 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 28719 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28719 shows as blanks, never estimates, and the score updates on every fresh public filing.
28719's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28719 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28719
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
28719 at a glance
A live read on 28719: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Swain County ZIP codes
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Additional distress intelligence spanning Swain County, North Carolina by ZIP, county and state.
Open the complete 28719 acquisition file
The full 28719 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology