ZIP 28719 Property Distress & Foreclosure Data

In Swain County, North Carolina, ZIP 28719 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (71/100), structural risk (61/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (31/100). On the structural side it scores 61/100, with 9/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (84/100)).

The expansion-phase market in 28719 posted values that rose 5.5% over the year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 21% of renters are cost-burdened. About 14% have a four-year degree. Households earn a median $52,221 — below the roughly $78,000 national figure. A median home runs $188,400 here, or 2.8 times local income. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 3,215 housing units. On demographic stress specifically, 28719 scores 28/100. The vacancy rate is 12.7% — elevated. The tenure split is 75% owner-occupied to 25% rented. Population is roughly 6,577 with a median age of 38.

On the whole, 28719 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.