Swain County, NC: Foreclosures, Tax Liens & Distressed Properties

Across Swain County, North Carolina, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. 5 ZIP codes are tracked county-wide, averaging 22/100 distress. County-level credit and bank headwind reads 57/100. ZIP-level distress ranges from 29/100 at the top down to 14/100.

Currently peak, Swain County saw prices rise 2.8% year over year, at 22/100 phase confidence. On a market plateau, blanket buying underperforms as the ZIP scores below show.

With Swain County flat at +2.8% YoY (22/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. A mid-cycle 57/100 lender reading points to both signal sets in play here.

The most-distressed ZIP codes in Swain County are 28789 (29/100), 28713 (27/100), 28719 (27/100), 28702 (15/100), 28771 (14/100), each with its own full DLRadar report.

Profile-wise, Swain County's tracked footprint come in at home values averaging roughly $226,600, below the US, a median age of 41.3, 34.7% of units sitting vacant, poverty running near 16.1%, an owner-occupied share of 74%, household income averaging about $50,885, below the national median. Numbers like these frame how much distress reaches the market and how fast it moves.

Swain County, North Carolina's 22/100 average over 5 ZIPs says the edge is selective acquisition — work it parcel by parcel. A DLRadar subscription opens every Swain County parcel: owner, address and APN, per-parcel scoring with lender exposure and resale velocity.

The distress read for Swain County, North Carolina is refreshed as new public records post and uses the same methodology coast to coast, so Swain County stays directly comparable to any other market you track.

Scores in Swain County, North Carolina exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Provenance for Swain County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

Drilling in, Swain County's highest-scoring ZIPs are 28789 (29/100), 28713 (27/100), 28719 (27/100), 28702 (15/100), 28771 (14/100). Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Swain County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.