ZIP 28702 Foreclosure, Tax-Lien & Distress Report
Graham County, North Carolina · High Vacancy market
Scored purely from public records, 28702 (Graham County, North Carolina) returns a low composite of 15/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100). On the structural side it scores 31/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (47/100), structural risk (31/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (24/100) stay muted.
The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 58.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $332,300 here, or 8.6 times local income. The poverty rate is 7.4% — low. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 471 housing units. On demographic stress specifically, 28702 scores 59/100. Median household income is $36,995, below the U.S. median near $78,000. About 471 people live here, median age 32. Around 100% of renters are cost-burdened. 76% of housing is owner-occupied.
Net-net, 28702 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28702 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 28702 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Graham County, North Carolina and the nation. Where the public record is thin for 28702, the field stays empty rather than modeled, and fills in as new documents post.
Behind 28702's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28702 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 28702
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28702 distress snapshot
Current distress, phase, housing and lender-pressure figures for 28702, drawn from the same report attached to each property.
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Unlock parcel-level detail for ZIP 28702
The full 28702 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology