Graham County, NC: Foreclosures, Tax Liens & Distressed Properties

Graham County, North Carolina sits inside DLRadar's nationwide distress index, built entirely from public records. The county's ZIP scores run from 14 up to 15/100. The county spans 3 scored ZIP codes, averaging 14/100 composite distress. County-level credit and bank headwind reads 52/100.

The peak-phase county posted home values that rose 2.8% over twelve months, at 22/100 phase confidence. With pricing topped out, blanket buying underperforms so screen ZIP by ZIP.

With Graham County flat at +2.8% YoY (22/100 confidence), opportunity is parcel-specific well beyond the county average. A moderate 52/100 lender headwind points to a blend the ZIP scores sort out.

Distress concentrates in ZIP 28702 (15/100), ZIP 28733 (14/100), ZIP 28771 (14/100) — drill into any for the parcel-level read.

On the housing-and-income side, the ZIPs DLRadar tracks across Graham County run incomes around $48,570, 10.2% of households below the poverty line, residents with a median age around 50.4, vacancy near 58.1%, median home values around $259,033 (below the national figure), 81% owner-occupancy. Taken together, they signal who sells under pressure and how fast a deal moves.

With a minimal 14/100 reading over 3 ZIPs, Graham County is a screen-by-ZIP market where the ZIP scores point. Inside DLRadar, each Graham County property carries owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.

The distress read for Graham County, North Carolina is refreshed as new public records post and uses the same methodology coast to coast, so Graham County stays directly comparable to any other market you track.

Approach Graham County by rank rather than by average — the 14/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Graham County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Graham County are 28702 (15/100), 28733 (14/100), 28771 (14/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Graham County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.