Graham County, NC: Foreclosures, Tax Liens & Distressed Properties

Graham County, NC, North Carolina: 3 ZIP codes scored, Graham County, NC averaging 15/100 (low, Graham, NC), from 14 to 15. Graham County, NC is in its peak phase (Graham, NC confidence 22/100): Graham, NC home prices up 2.8% (Graham, NC) over twelve months. Graham County, NC lender headwind: 52/100.

Highest-scoring Graham County, NC ZIPs: 28702 (15/100), 28771 (15/100), 28733 (14/100).

Across Graham County, NC's scored ZIPs: median home value $259,033, household income $48,570, 58.1% vacancy, 10.2% poverty, 81% owner-occupied, median age 50.4.

Graham County, NC insurance distress 40/100 (#1,314 in the US); FEMA hazard 78/100 for Graham, NC; 6 federal disaster declarations in Graham County, NC since 2023; Graham, NC construction distress 27/100.

2 banks with 2 branches lend in Graham County, NC; Graham, NC weighted bank stress 64/100, highest 71/100 in Graham, NC.

Graham County, NC unemployment 3.2% (Graham, NC -1.2 pts, six months); 25 new housing units permitted in Graham County, NC over twelve months, Graham, NC up 25% from 20; Graham, NC home prices +13.4% a year (Graham, NC) over three years.

5,240 housing units in Graham County, NC; 635 Graham, NC renter households; 39% of Graham, NC renters spend 30%+ of income on rent, 16% (Graham, NC) half or more.

Graham County, NC ranks #374 nationally on the opportunity index (Graham, NC, among all ranked counties); Graham, NC scores 34.1/100 and Graham, NC sits #17 inside North Carolina. Graham, NC is in the peak_opportunity opportunity phase; Graham, NC's primary driver is vacancy, Graham, NC second driver bank institutional; Graham, NC moved up 16 places. 1 short-sale listings across Graham, NC; 73 days on market observed in Graham, NC; 34.5% vacancy over 3 Graham, NC ZIPs.

No CFPB county sample covers Graham County, NC. The non-metro area reading for Graham, NC: 1.3% ninety-plus days late; Graham, NC's thirty-to-eighty-nine share is 3.4% (Graham, NC, December 2025 data); North Carolina overall 0.9%.

Graham County, NC has 1 watched bank; 1 Graham, NC bank sits in an elevated band. Graham, NC footprints: First-Citizens Bank&Trust Co (1 branch, stress 71) in Graham, NC.

HUD lists 1 assisted multifamily property in Graham County, NC with 20 units; 20 Graham, NC units are assisted, 1 Graham, NC properties under project-based Section 8.

1,716 of the 5,240 housing units in Graham, NC sit vacant. Graham County, NC permitted 0 multifamily units in twelve months; Graham, NC's one-to-four unit structures added 25 units in Graham County, NC.