Graham County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Graham County, NC distress report, 2026: 3 ZIPs scored in Graham, NC, Graham, NC average 13/100; the top Graham, NC ZIP is 28702 at 14/100; Graham, NC market phase peak, Graham, NC prices +2.8% year over year.
- Graham, NC ranks #451 nationally (opportunity index); Graham, NC #18 in North Carolina; Graham, NC index 33.7.
- Graham, NC: no CFPB county sample; Graham, NC non-metro area reading 1.3%.
- Graham, NC ZIP phases: 3 peak.
- Graham, NC residential listings tracked: 4 across 3 ZIPs; Graham, NC candidate listings 3.
- Graham, NC HUD assisted properties: 1 with 20 units.
- Graham, NC lenders on watch: 1; largest Graham, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Graham, NC most distressed ZIP: 28702 at 14/100.
Graham, NC figures: DLRadar distress index; Graham, NC inputs: CFPB, FHFA, HUD, FDIC; Graham, NC rebuilt as sources refresh.
| Rank | Graham, NC ZIP | Score |
|---|---|---|
| 1 | 28702 | 14/100 |
| 2 | 28733 | 13/100 |
| 3 | 28771 | 13/100 |
Most distressed Graham, NC ZIPs (0-100, 2026)
Mortgage delinquency around Graham, NC
No CFPB county sample covers Graham, NC; the non-metro area reading for Graham, NC: 1.3% ninety-plus; Graham, NC area thirty-to-eighty-nine 3.4% (December 2025, Graham, NC); North Carolina overall 0.9%.
Opportunity index: Graham, NC
Graham, NC index 33.7, Graham, NC phase peak_opportunity; Graham, NC primary driver vacancy, Graham, NC second driver bank institutional. Graham, NC components: property stress 29.0, foreclosure pressure 31.3, listing discounts 30.5, bank stress 61.7, insurance 0.0; Graham, NC pulse 39.0; Graham, NC capital opportunity 25.7; Graham, NC seven-day change +1.0%.
ZIP market phases inside Graham, NC
3 Graham, NC ZIPs carry a price-cycle phase; Graham, NC ZIPs by phase (Graham, NC), deepest drawdown first: peak, +2.8% YoY (Graham, NC): 28702, 28733, 28771.
Residential listings by Graham, NC ZIP
Graham, NC ZIPs with the most tracked Graham, NC residential listings: 28771 4 listings, 3 candidates, bank pressure 63; 28702 0 listings, 0 candidates, bank pressure 63; 28733 0 listings, 0 candidates, bank pressure 63. Graham, NC totals: 4 listings; Graham, NC candidates 3; active ZIPs 0.
HUD assisted housing in Graham, NC
1 assisted properties with 20 units sit in Graham, NC; largest Graham, NC properties: Robin Ridge Apartments (Robbinsville) 20 units, 20 assisted.
Lenders with branches in Graham, NC
Graham, NC lenders by branch count: First-Citizens Bank&Trust Co (Graham, NC): stress 71, 1 branch low in Graham, NC.
Vacancy and permits, Graham, NC
1,716 of 5,240 Graham, NC housing units are vacant; Graham, NC permits, twelve months: 0 multifamily units in Graham, NC, 25 one-to-four unit units.
Work Graham, NC at the parcel level
Every Graham, NC parcel carries owner and address; every Graham, NC parcel carries APN; Graham, NC distress scores sit on the Graham, NC live board.
Graham, NC figures refresh with each source.
Graham, NC questions
Most distressed ZIP code in Graham County, NC?
ZIP 28702 leads Graham, NC at 14/100; next in Graham, NC: 28733 at 13/100; the Graham, NC average is 13/100.
Where does Graham County, NC rank for investment opportunity?
Graham, NC is #451 among all ranked counties, #18 in North Carolina; the Graham, NC driver is vacancy; Graham, NC moved down 114 places.
How many mortgages are delinquent in Graham County, NC?
Graham, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Graham, NC.
Which banks lend in Graham County, NC?
1 watched lenders hold Graham, NC branches; the largest Graham, NC footprints are First-Citizens Bank&Trust Co (1).
More on Graham, NC
Graham County, NC distress report: public-record figures for Graham, NC; not legal advice for Graham, NC; not tax or investment advice; verify every Graham, NC record before acting.