ZIP 28734 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28734 (Macon County, North Carolina) at a moderate 31/100 for overall property distress. Structural exposure scores 70 and live distress 9 on the 0–100 scale. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (64/100), construction/permit lag (61/100). mortgage stress (30/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (70/100)).

The market reads peak — home values rose 2.8% year on year, and 20% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 29,158 with a median age of 49. 77% of housing is owner-occupied. Around 41% of renters are cost-burdened. About 21% have a four-year degree. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $50,221, below the U.S. median near $78,000. The typical home is worth about $228,500 (4.1× income). The ZIP holds roughly 18,690 housing units. 15.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 34/100.

Net-net, 28734 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28734 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 28734 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Macon County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 28734 reflects the current record instead of a stale or modeled snapshot.

The 31/100 for 28734 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28734 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.