ZIP 28763 Foreclosure, Tax-Lien & Distress Report

ZIP code 28763 in Macon County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. On the structural side it scores 70/100, with 9/100 of stress already active. Its standout signals are structural risk (70/100), institutional ownership (61/100), construction/permit lag (61/100). mortgage stress (30/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (70/100).

The peak-phase market in 28763 posted values that rose 2.8% over the year, and 16% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,563 housing units across 28763. At $64,836, median income runs below typical U.S. levels. About 2,525 people live here, median age 45. Owners hold 83% of homes, renters 17%. Roughly 14.0% live below the poverty line. The vacancy rate is 28.2% — elevated. On demographic stress specifically, 28763 scores 29/100. About 22% have a four-year degree. The typical home is worth about $287,800 (3.9× income, relatively affordable). Around 15% of renters are cost-burdened.

Taken together, 28763 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 28763 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28763 stays directly comparable to neighboring ZIPs and the rest of Macon County, North Carolina. The score is rebuilt from public data as it updates, so 28763 reflects the current record instead of a stale or modeled snapshot.

28763's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28763 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.