ZIP 28763 Property Distress & Foreclosure Data

ZIP code 28763 in Macon County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 9/100. What sets it apart are the readings on institutional ownership (66/100), structural risk (63/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) and construction/permit lag (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (70/100).

The market reads expansion — home values rose 5.5% year on year, and 16% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,563 housing units across 28763. Median household income is $64,836, below the U.S. median near $78,000. About 2,525 people live here, median age 45. Owners hold 83% of homes, renters 17%. 14.0% of residents fall below the poverty threshold. Vacancy runs 28.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 22% bachelor's-or-above. Home values center near $287,800, an affordability ratio of 3.9× — accessible. Rent burden reaches 15% of tenant households.

Net-net, 28763 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.