ZIP 28775 Foreclosure, Tax-Lien & Distress Report

ZIP 28775's composite property-distress score is 31/100 - DLRadar classes that as moderate for Macon County, North Carolina. What sets it apart are the readings on structural risk (69/100), construction/permit lag (61/100), institutional ownership (60/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (77/100), climate & FEMA risk (70/100)). Structural exposure scores 69 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 57/100. Around 88% of renters are cost-burdened. Median household income is $51,497, below the U.S. median near $78,000. Population is roughly 795 with a median age of 42. The poverty rate is 29.6% — high, a tax-stress and distress correlate. The ZIP holds roughly 410 housing units. About 28% have a four-year degree. Owners hold 70% of homes, renters 30%. The vacancy rate is 29.3% — elevated. Home values center near $358,900, an affordability ratio of 8.1× — stretched.

On the whole, 28775 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28775 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 28775's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 28775 shows blanks, not estimates, wherever the record is sparse.

28775's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 28775 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.