ZIP 28775 Property Distress & Foreclosure Data

Composite property distress in 28775 (Macon County, North Carolina) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (66/100), structural risk (63/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (70/100). The latent-versus-live split is 63/100 structural and 0/100 already moving.

The market reads expansion — home values rose 5.5% year on year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 57/100. Around 88% of renters are cost-burdened. Median household income is $51,497, below the U.S. median near $78,000. About 795 people live here, median age 42. 29.6% of residents fall below the poverty threshold. The ZIP holds roughly 410 housing units. Educational attainment sits at 28% bachelor's-or-above. Owners hold 70% of homes, renters 30%. The vacancy rate is 29.3% — elevated. Home values center near $358,900, an affordability ratio of 8.1× — stretched.

Net-net, 28775 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.