ZIP 28717 Foreclosure, Tax-Lien & Distress Report

ZIP code 28717 in Jackson County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (63/100), institutional ownership (59/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (29/100). Structural risk reads 63/100 against active distress of 9/100. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100), FEMA disaster exposure (77/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 2.8% year on year, and 83% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $73,065 — near the roughly $78,000 national figure. Around 14% of renters are cost-burdened. Around 39% of adults hold a bachelor's degree or higher. Population is roughly 1,511 with a median age of 59. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 34/100. A median home runs $440,000 here, or 5.6 times local income. 86% of housing is owner-occupied. There are about 2,241 housing units across 28717. The vacancy rate is 66.7% — elevated.

Net-net, 28717 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 28717 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28717, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 28717 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 28717 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.