ZIP 28779 Foreclosure, Tax-Lien & Distress Report

ZIP code 28779 in Jackson County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (65/100), institutional ownership (63/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (29/100) register low. Latent structural risk is 65/100 while live distress already moving reads 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 2.8% year on year, and 25% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $54,407 — below the roughly $78,000 national figure. Around 38% of renters are cost-burdened. Owners hold 67% of homes, renters 33%. The demographic-stress sub-score lands at 34/100. There are about 9,692 housing units across 28779. Home values center near $243,700, an affordability ratio of 4.3×. Educational attainment sits at 28% bachelor's-or-above. 17,845 residents call 28779 home, typically aged 42. 16.4% of residents fall below the poverty threshold. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 28779 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 28779 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 28779 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 28779 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 28779 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.