ZIP 28783 Foreclosure, Tax-Lien & Distress Report

Jackson County, North Carolina's ZIP 28783 registers 29/100 composite distress, which DLRadar reads as low. Structural risk reads 65/100 against active distress of 9/100. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100), climate & FEMA risk (76/100). Leading the profile are structural risk (65/100), institutional ownership (63/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (29/100) stay muted.

The market reads peak — home values rose 2.8% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $290,900, an affordability ratio of 5.3×. About 24% have a four-year degree. The vacancy rate is 38.8% — elevated. The demographic-stress sub-score lands at 40/100. Owners hold 64% of homes, renters 36%. 22.1% of residents fall below the poverty threshold. The ZIP holds roughly 989 housing units. Around 21% of renters are cost-burdened. About 1,915 people live here, median age 46. Median household income is $49,703, below the U.S. median near $78,000.

Net-net, 28783 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28783 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 28783 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 28783 shows blanks, not estimates, wherever the record is sparse.

Each component behind 28783 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 28783 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.