ZIP 28751 Property Distress & Foreclosure Data

DLRadar grades ZIP 28751 (Haywood County, North Carolina) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (77/100), construction/permit lag (71/100), institutional ownership (68/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 77/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), FEMA disaster exposure (88/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 3.7% year on year, and 11% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $66,393, below the U.S. median near $78,000. Around 17% of renters are cost-burdened. 8.9% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Educational attainment sits at 32% bachelor's-or-above. About 4,370 people live here, median age 58. The vacancy rate is 54.6% — elevated. The ZIP holds roughly 4,191 housing units. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $313,500, an affordability ratio of 4.3×.

Net-net, 28751 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.