ZIP 28751 Foreclosure, Tax-Lien & Distress Report

Haywood County, North Carolina's ZIP 28751 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (69/100), institutional ownership (66/100), construction/permit lag (44/100). By contrast, mortgage stress (29/100) register low. Structural exposure scores 69 and live distress 9 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 11% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $66,393 — below the roughly $78,000 national figure. Around 17% of renters are cost-burdened. 8.9% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. About 32% have a four-year degree. 4,370 residents call 28751 home, typically aged 58. The vacancy rate is 54.6% — elevated. The ZIP holds roughly 4,191 housing units. On demographic stress specifically, 28751 scores 32/100. The typical home is worth about $313,500 (4.3× income).

Net-net, 28751 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28751 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28751 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 28751 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 for 28751 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28751 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.